Author
Robert Daniels
Robert Daniels is the founder of Debt Free Empire, an independent personal finance app company in Southern California. He builds calm, private, one-time-purchase tools for budgeting and debt payoff, made for people who feel overwhelmed by money.
Experience
- Founded Debt Free Empire and launched its first apps in 2026.
- Created Paper & Prosperity, a free budget, debt payoff and savings app for iPhone, iPad, Android, Mac and the web.
- Created Empire Life Dashboard, a one-time-purchase life planner for Mac and Windows.
- Publishes budget spreadsheets and printables in the Paper & Prosperity shop on Etsy.
- Writes the guides and builds the free tools on this site.
What he writes about
Practical, judgment-free guides on budgeting without bank links, comparing budget apps, and paying off debt step by step:
- Paper & Prosperity vs YNAB: a free alternative
- Paper & Prosperity vs EveryDollar
- Paper & Prosperity vs Monarch Money
- Free debt payoff calculator
- The aesthetic budget app
- Free budget and debt resources
- Debt payoff plan for Paper & Prosperity
Contact
Questions or feedback? Use the contact form. We reply within 48 hours. Read more about Debt Free Empire.