Calm apps for money and everyday life.
Debt Free Empire apps are free and one-time-purchase personal finance tools for budgeting, debt payoff, and life planning. Choose the app that fits where you are today.
Our apps
A calm, all-in-one life planner with nine tabs for money, health, home, people and dreams. Private, with no account and no subscription.
Platforms: Windows (Microsoft Store) and Mac (Mac App Store). iPhone & iPad: coming soon.
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Windows · Mac · 7-day free trial
Budget, track debt, build savings, and see your whole financial picture. Includes Your Money Coach, an optional AI chat for questions about your own budget, debt, and spending.
Platforms: Web, iPhone, iPad and Android.
Your Money Coach is optional and powered by Claude. A summary of your budget numbers is sent to an AI service only when you use it. It offers educational guidance, not financial advice.
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