Debt Free Empire

Free printable cash envelope tracker

One sheet per envelope. Use it with physical cash or with debit-card envelopes: write the starting balance at the top, log every purchase the day you make it, and subtract it from the balance left. The sheets below print one per page, so print as many as you have envelopes.

  1. Write the envelope's category and starting balance at the top (the amount you funded on payday).
  2. After each purchase, write the date, what it was for and the amount, then update the balance left.
  3. Once a week, compare each sheet with your bank balance. If they drift apart, a purchase went unrecorded.
  4. At the end of the pay period, move any leftover balance to your debt payoff.

Free PDF

Cash Envelope Budget Kit

A 5-page printable: how it works, a payday plan, two envelope tracker sheets and a month-end review.

Download the PDF kit
Read the setup guide

Tip: in your print dialog, choose "Save as PDF" if you would rather keep a digital copy.

Envelope tracker

Envelope (category)Funded from paycheck datedStarting balance $Month / pay period
DateWhat it was forAmountBalance left
Notes

Envelope tracker

Envelope (category)Funded from paycheck datedStarting balance $Month / pay period
DateWhat it was forAmountBalance left
Notes

Envelope tracker

Envelope (category)Funded from paycheck datedStarting balance $Month / pay period
DateWhat it was forAmountBalance left
Notes

Envelope tracker

Envelope (category)Funded from paycheck datedStarting balance $Month / pay period
DateWhat it was forAmountBalance left
Notes